How can we help you?

Protection

Protection

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Retirement Planning

Retirement Planning

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Investments

Investments

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Inheritance Tax

Inheritance Tax

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Business Services

Business Services

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Employee Benefits

Employee Benefits

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Clear Financial Advice

Clear Financial Advice is an independent financial advisory firm, attentive to the affairs of its clients. With a reputation for realistic, straight-forward and logical financial advice, and over 40 years of combined experience protecting and increasing the wealth of individuals, families and businesses.

From our office in Billericay, Essex we offer a complete financial planning service. Helping you to navigate the often-daunting process of choosing the right pension, protection or investment; and to have confidence that your financial plan is not just fit for purpose now, but long into the future.

Feedback from our clients

Paul was recommended to me by a colleague, i am always very guarded when speaking with professional finance people but Paul was very different from the usual, he was extremely helpful, he listened to my needs and offered me lots of different options, he explained everything very thoroughly and always conducted himself very professionally.I trusted him 100% with my financial needs and his advice has put me in a very comfortable position.I have since recommended him to other members of my family and a lot of my friends/business colleagues.I would thoroughly recommend him for all your financial planning needs.

Patrick O’Callaghan

My wife and I found Howard to be very clear and structured in all of our dealings with him. Investments: Various options were put to us that were felt to meet the requirements we had outlined. All of these were discussed at length before a “best fit” was agreed upon.Pensions: Both of our pension portfolios were analised to appraise where they were and whether or not any action should be taken to ensure that these would meet our expectations. Howard gave our finances the “health check” that was required and we are very happy with the results.

Howard explains what he is going to do in a calm, confident and readily understandable way. He is excellent at explaining exactly what he is proposing to do and how much it is going to cost. Whatever I wish to discuss with Howard, he has the ability to give all the reassurance I need.

Thoroughly impressed with Howards advice and whole professional manner. He clearly explained all of the options to me and educated me through the processes. I feel confident that he is looking after my best interests and will continue to refer him to my family, friends and colleagues.

When, like me, your investment knowledge is limited the first things you want from an IFA is someone whose honesty, experience and advice you feel you can trust. If after that you get to like them as a person who shares similar values with you, as I have and do, then the association should prove to be fruitful. I recommended Paul to both my sons when they needed mortgage advice and would not hesitate to recommend him to others.

Bernard

Howard consistently offers a broad range of financial services – all of which he seems to have a deep understanding. The advice I have received has been tailor made to my own personal situation and it has been this individual attention to detail, coupled with a wide range of products , that sets Howard apart from any other financial advisers I have come across.

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"Howard's experience and knowledge shines through, and he is dedicated to supplying a top-notch solution for all clients."