How can we help you?

Protection

Protection

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Retirement Planning

Retirement Planning

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Investments

Investments

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Inheritance Tax

Inheritance Tax

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Business Services

Business Services

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Human Resources

Human Resources

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Employee Benefits

Employee Benefits

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Clear Financial Advice

Clear Financial Advice is an independent financial advisory firm, attentive to the affairs of its clients. With a reputation for realistic, straight-forward and logical financial advice, and over 40 years of combined experience protecting and increasing the wealth of individuals, families and businesses.

From our office in Billericay, Essex we offer a complete financial planning service. Helping you to navigate the often-daunting process of choosing the right pension, protection or investment; and to have confidence that your financial plan is not just fit for purpose now, but long into the future.

Feedback from our clients

Howard consistently offers a broad range of financial services – all of which he seems to have a deep understanding. The advice I have received has been tailor made to my own personal situation and it has been this individual attention to detail, coupled with a wide range of products , that sets Howard apart from any other financial advisers I have come across.

Paul is very easy to talk to,most helpful and always ready to explain fully and queries. I have always been more than pleaseed with his service to me.

Edith

Although we have only known Paul for around 18 months during this time we have always found him to be not only a very likeable person but one that is very easy to talk to, patient and willing to explain information at a level we can understand. That’s very important to us! Once that he understood both our attitudes to risk and the reason why we had consulted him in the first place he was soon able to reassure us and come up with a suitable plan. We would have no hesitation in recommending him to someone in the same situation.

Alison

I initially spoke to Howard in 2011 regarding some funds we had sitting in a savings account earning little or no interest. As my knowledge of investments was limited Howard explained everything clearly so I totally understood where and why it would be a good idea to invest my money in certain areas. He gave us variousWe were told what the costs were in total prior to signing any paperwork so that we knew exactly what we were paying for.Since then I have used the services of Howard Bullock on several occasions and would have no hesitation in recommending him and already have done.

Thoroughly impressed with Howards advice and whole professional manner. He clearly explained all of the options to me and educated me through the processes. I feel confident that he is looking after my best interests and will continue to refer him to my family, friends and colleagues.

Howard clearly explains to you the reasoning behind his decisions . He is really helpful in assisting you in making the right decisions on investing safely by providing information on fund I choose but also providing alternatives that I might like to think about. He is also proactive in his approach to safeguarding my investments.

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"Howard's experience and knowledge shines through, and he is dedicated to supplying a top-notch solution for all clients."