Our approach to business financial planning is pragmatic and straight-forward. Our aim is simple. To help business owners secure a positive financial future, whilst reducing vulnerability to both external and internal change.
Working as a trusted partner, we are relied upon by clients to help them understand existing challenges and prepare for those that may lie ahead.
Drawing on 40 years of combined experience to provide seasoned support, clarity of thinking and a solution suited to the evolving needs of your business.
Workplace Pensions: Automatic Enrolment
October 2019 is the deadline for automatic enrolment. This means you must set up a workplace pension scheme, if you don’t already offer one. Alternatively, take steps to ensure that your existing scheme meets the new automatic enrolment rules.
We can help
Protect & grow your business
Employee benefits are a great way to grow your business, whilst also protecting it. Our Employee Benefits portal is a place where small businesses can buy employee benefits direct from some of the biggest insurance companies in the UK. You can save your search, or buy your employee benefit policy straight away. You can also arrange business protection to help safeguard the future of your business, and securely store all employee benefit documentation.
My Advisor Howard Bullock of Clear Financial Advice gives me prompt clear advice regarding my Pension and Investments. Howard will say if h3e can help improve my investments or if they should stay where they are. I have been extremely please with the service form Clear Financial Advice and will continue to refer them to my own contacts.
The last adviser i had was very friendly and easy going but i felt that i made most of the decisions , Howard is also very easy to get on with but has come up with suggestions that fit with my plan.I like to feel that my advisor is listening to me and then together we can agree on the best way forward, i have found Howard very good in this respect.
Howard Bullock, explains the whole process in a language I understand without using too much jargon. He is completely transparent when it comes to charges for the work they do. He is super efficient and paperwork is completed immediately and should I have a query I just email and I am met with an answer straight away.
Paul provided impartial, honest and considered advice after listening and considering my needs. His advice proved to be accurate, but most importantly he responded when he said he would and did what he said he would do! This is a basic thing – but not often carried out! I would have no hesitation in recommending Paul in the future.
Howard is very down to earth so you understand what he is telling you and very honest so you know that he is telling you what is best for you and not him!
Although we have only known Paul for around 18 months during this time we have always found him to be not only a very likeable person but one that is very easy to talk to, patient and willing to explain information at a level we can understand. That’s very important to us! Once that he understood both our attitudes to risk and the reason why we had consulted him in the first place he was soon able to reassure us and come up with a suitable plan. We would have no hesitation in recommending him to someone in the same situation.