About Us

About Us


Find out about us

At Clear Financial Advice, we go the extra mile to support you, your family and your business. With a rigorous financial advisory service designed to protect and increase your wealth at every life stage and through every financial decision.

Meet the team


Howard Bullock
Howard Bullock
Founder and Financial Adviser

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Howard Bullock VouchedFor

Howard began his career on the London International Financial Futures Exchange (LIFFE), where he worked successfully as a Trader for almost 12 years. When the Exchange closed its trading floor, he decided to pursue a different path and become a Financial Adviser.

His logical and clear approach to financial advice was well received by clients, and so Howard became an Independent Financial Adviser the following year.

He went on to establish Clear Financial Advice in 2006. Always responsive to the needs of his clients, Howard puts his extensive experience to great use helping business owners, individuals and families gain a better understanding of their existing financial position and how best to protect and increase their wealth along the way.

Paul Davis
Paul Davis
Financial Adviser

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Paul Davis VouchedFor

Paul became an Independent Financial Adviser in 1994, having previously worked in Pensions administration for prominent national schemes including The Law Society Retirement Benefits Scheme.

Since then he’s successfully increased his knowledge and experience, and is incredibly proud of the healthy list of long standing clients built in his home town of Billericay, and much further afield. His technical knowledge has also enabled him to build relationships with several Chartered Accountants and Will Writing professionals, meaning he can provide a holistic advice service.

Howard and Paul had been friends for a number of years, when in 2010 Paul was invited to join Clear Financial Advice. He describes the firm as a perfect fit. “Pragmatic, logical and friendly, and approach which mirrors that of my own”.

Caroline Reeves
Caroline Reeves
Office Manager

Caroline is our Office Manager having joined the firm in April 2011. She has many years of experience in administration and office management. Caroline is an invaluable member of the Team.

Obi
Obi
Non-Executive Director of Morale

Obi (named after the famed Jedi Knight) joined the firm in June 2016 and his positive impact on the rest of the team was immediate. Although his obvious strengths are wagging his tail and looking cute, he devotes much of his day tending to various squeaky toys.

Feedback from our clients

Howard is very down to earth so you understand what he is telling you and very honest so you know that he is telling you what is best for you and not him!

Howard Bullock, explains the whole process in a language I understand without using too much jargon. He is completely transparent when it comes to charges for the work they do. He is super efficient and paperwork is completed immediately and should I have a query I just email and I am met with an answer straight away.

The last adviser i had was very friendly and easy going but i felt that i made most of the decisions , Howard is also very easy to get on with but has come up with suggestions that fit with my plan.I like to feel that my advisor is listening to me and then together we can agree on the best way forward, i have found Howard very good in this respect.

Thoroughly impressed with Howards advice and whole professional manner. He clearly explained all of the options to me and educated me through the processes. I feel confident that he is looking after my best interests and will continue to refer him to my family, friends and colleagues.

Paul has been our financial adviser for many years and has helped us with general investments and pension provision. We have always found him to be approachable, trustworthy and reliable. He understands our attitude to risk and our need to be cautious investors and has explained thoroughly and in simple terms any possible changes that might affect us. He keeps us regularly updated with our investments and is always available to give us advice on any other financial problems which may occur. We would not hesitate to recommend him to others.

Eddy

Howard consistently offers a broad range of financial services – all of which he seems to have a deep understanding. The advice I have received has been tailor made to my own personal situation and it has been this individual attention to detail, coupled with a wide range of products , that sets Howard apart from any other financial advisers I have come across.

Review from Verified ClientVouchedfor - Verified Client