About Us

About Us


Find out about us

At Clear Financial Advice, we go the extra mile to support you, your family and your business. With a rigorous financial advisory service designed to protect and increase your wealth at every life stage and through every financial decision.

Meet the team


Howard Bullock
Howard Bullock
Founder and Financial Adviser

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Howard Bullock VouchedFor

Howard began his career on the London International Financial Futures Exchange (LIFFE), where he worked successfully as a Trader for almost 12 years. When the Exchange closed its trading floor, he decided to pursue a different path and become a Financial Adviser.

His logical and clear approach to financial advice was well received by clients, and so Howard became an Independent Financial Adviser the following year.

He went on to establish Clear Financial Advice in 2006. Always responsive to the needs of his clients, Howard puts his extensive experience to great use helping business owners, individuals and families gain a better understanding of their existing financial position and how best to protect and increase their wealth along the way.

Paul Davis
Paul Davis
Financial Adviser

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Paul Davis VouchedFor

Paul became an Independent Financial Adviser in 1994, having previously worked in Pensions administration for prominent national schemes including The Law Society Retirement Benefits Scheme.

Since then he’s successfully increased his knowledge and experience, and is incredibly proud of the healthy list of long standing clients built in his home town of Billericay, and much further afield. His technical knowledge has also enabled him to build relationships with several Chartered Accountants and Will Writing professionals, meaning he can provide a holistic advice service.

Howard and Paul had been friends for a number of years, when in 2010 Paul was invited to join Clear Financial Advice. He describes the firm as a perfect fit. “Pragmatic, logical and friendly, and approach which mirrors that of my own”.

Caroline Reeves
Caroline Reeves
Office Manager

Caroline is our Office Manager having joined the firm in April 2011. She has many years of experience in administration and office management. Caroline is an invaluable member of the Team.

Katherine Waspe
Katherine Waspe
Paraplanner

Katherine joined the firm in February 2017 with seven years of experience in financial services, having previously worked in legal administration.   Katherine provides research and technical support to Howard and Paul.  Her enthusiastic and meticulous approach helps us to enhance the service we provide to our clients.

Feedback from our clients

I initially spoke to Howard in 2011 regarding some funds we had sitting in a savings account earning little or no interest. As my knowledge of investments was limited Howard explained everything clearly so I totally understood where and why it would be a good idea to invest my money in certain areas. He gave us variousWe were told what the costs were in total prior to signing any paperwork so that we knew exactly what we were paying for.Since then I have used the services of Howard Bullock on several occasions and would have no hesitation in recommending him and already have done.

I found Paul not to be pushy and explained the various options we could have with full illustrations. He always had plenty of time for our questions.Would 100% recommend him.

Audrey

Thoroughly impressed with Howards advice and whole professional manner. He clearly explained all of the options to me and educated me through the processes. I feel confident that he is looking after my best interests and will continue to refer him to my family, friends and colleagues.

Paul has proved to be approachable, responsive and willing to go the extra mile. These are difficult times to find a decent return on savings and investments and my final judgement of Paul will be based on the return we receive over a period of 3 to 5 years. From my dealings with Paul I have formed a positive view of his ability and I would be happy to recommend him to others. His patience and tolerance of my many uninformed questions has been greatly appreciated.

Don

When, like me, your investment knowledge is limited the first things you want from an IFA is someone whose honesty, experience and advice you feel you can trust. If after that you get to like them as a person who shares similar values with you, as I have and do, then the association should prove to be fruitful. I recommended Paul to both my sons when they needed mortgage advice and would not hesitate to recommend him to others.

Bernard

Howard explains what he is going to do in a calm, confident and readily understandable way. He is excellent at explaining exactly what he is proposing to do and how much it is going to cost. Whatever I wish to discuss with Howard, he has the ability to give all the reassurance I need.

Review from Verified ClientVouchedfor - Verified Client