Insurance against an undesirable event such as sickness or even death may not be a pleasant thing to think about, but the benefit of being able to set financial issues aside at emotionally difficult times cannot be overlooked.
At Clear Financial Advice, we take a logical approach to protection. Unearthing the gaps in your existing protection, before recommending a realistic way to plug them.
The type of protection product we’ll help you consider includes:
More for your loved ones
By holding life cover in trust, you protect your beneficiaries from inheritance tax and help avoid probate. Helping your beneficiaries to be compensated sooner.
Setting up a trust is quick and easy, but deciding on the right trust can be more complicated.
Would your business suffer without its star player?
Key Person Protection (also known as key man insurance or key person insurance) insures your business against the financial loss it would suffer should a key person die or receive diagnosis of a specified critical illness.
The Financial Conduct Authority does not regulate taxation advice.
Paul provided impartial, honest and considered advice after listening and considering my needs. His advice proved to be accurate, but most importantly he responded when he said he would and did what he said he would do! This is a basic thing – but not often carried out! I would have no hesitation in recommending Paul in the future.
My Advisor Howard Bullock of Clear Financial Advice gives me prompt clear advice regarding my Pension and Investments. Howard will say if h3e can help improve my investments or if they should stay where they are. I have been extremely please with the service form Clear Financial Advice and will continue to refer them to my own contacts.
Howard is very down to earth so you understand what he is telling you and very honest so you know that he is telling you what is best for you and not him!
I found Paul not to be pushy and explained the various options we could have with full illustrations. He always had plenty of time for our questions.Would 100% recommend him.
Thoroughly impressed with Howards advice and whole professional manner. He clearly explained all of the options to me and educated me through the processes. I feel confident that he is looking after my best interests and will continue to refer him to my family, friends and colleagues.
I initially spoke to Howard in 2011 regarding some funds we had sitting in a savings account earning little or no interest. As my knowledge of investments was limited Howard explained everything clearly so I totally understood where and why it would be a good idea to invest my money in certain areas. He gave us variousWe were told what the costs were in total prior to signing any paperwork so that we knew exactly what we were paying for.Since then I have used the services of Howard Bullock on several occasions and would have no hesitation in recommending him and already have done.