Protection

Protection

Services

Protection

Insurance against an undesirable event such as sickness or even death may not be a pleasant thing to think about, but the benefit of being able to set financial issues aside at emotionally difficult times cannot be overlooked.

At Clear Financial Advice, we take a logical approach to protection.  Unearthing the gaps in your existing protection, before recommending a realistic way to plug them.

The type of protection product we’ll help you consider includes:

Personal

  • Life Assurance & Decreasing Term Assurance
  • Critical Illness Cover
  • Income Protection
  • Whole of Life Cover
  • Inheritance Tax Protection

Business

  • Key-Person Cover
  • Shareholder / Partnership Protection

Discover more about our business financial advisory service

More for your loved ones

By holding life cover in trust, you protect your beneficiaries from inheritance tax and help avoid probate.  Helping your beneficiaries to be compensated sooner.

Setting up a trust is quick and easy, but deciding on the right trust can be more complicated.

Let us help

Would your business suffer without its star player?

Key Person Protection (also known as key man insurance or key person insurance) insures your business against the financial loss it would suffer should a key person die or receive diagnosis of a specified critical illness.

Talk to us today

The Financial Conduct Authority does not regulate taxation advice.

Feedback from our clients

Although we have only known Paul for around 18 months during this time we have always found him to be not only a very likeable person but one that is very easy to talk to, patient and willing to explain information at a level we can understand. That’s very important to us! Once that he understood both our attitudes to risk and the reason why we had consulted him in the first place he was soon able to reassure us and come up with a suitable plan. We would have no hesitation in recommending him to someone in the same situation.

Alison

Paul was recommended to me by a colleague, i am always very guarded when speaking with professional finance people but Paul was very different from the usual, he was extremely helpful, he listened to my needs and offered me lots of different options, he explained everything very thoroughly and always conducted himself very professionally.I trusted him 100% with my financial needs and his advice has put me in a very comfortable position.I have since recommended him to other members of my family and a lot of my friends/business colleagues.I would thoroughly recommend him for all your financial planning needs.

Patrick O’Callaghan

I found Paul not to be pushy and explained the various options we could have with full illustrations. He always had plenty of time for our questions.Would 100% recommend him.

Audrey

Paul has been our financial adviser for many years and has helped us with general investments and pension provision. We have always found him to be approachable, trustworthy and reliable. He understands our attitude to risk and our need to be cautious investors and has explained thoroughly and in simple terms any possible changes that might affect us. He keeps us regularly updated with our investments and is always available to give us advice on any other financial problems which may occur. We would not hesitate to recommend him to others.

Eddy

Howard explains what he is going to do in a calm, confident and readily understandable way. He is excellent at explaining exactly what he is proposing to do and how much it is going to cost. Whatever I wish to discuss with Howard, he has the ability to give all the reassurance I need.

When, like me, your investment knowledge is limited the first things you want from an IFA is someone whose honesty, experience and advice you feel you can trust. If after that you get to like them as a person who shares similar values with you, as I have and do, then the association should prove to be fruitful. I recommended Paul to both my sons when they needed mortgage advice and would not hesitate to recommend him to others.

Bernard
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