Protection Insurance

Advice on all financial protection matters and help securing the right protection insurance for your needs

Protection Insurance

Protection Insurance

It’s not pleasant to think about what might happen if you, a colleague or a family member gets sick or passes away – but being able to set financial issues aside at emotionally difficult times such as these cannot be overlooked. This is why it’s so important to secure the right protection insurance advice from day one.

At Clear Financial Advice in Billericay, Essex, we take a logical approach to financial protection. We’ll unearth the gaps in your existing protection policies before suggesting a realistic way to plug them, giving you complete peace of mind that if the worst should happen, your affairs will be handled quickly and sensitively.

Our advisors can help you find the following protection insurance products:

Personal Protection

Find payment protection insurance solutions to suit your financial situation

  • Life Assurance & Decreasing Term Assurance
  • Critical Illness Cover
  • Income Protection
  • Whole of Life Cover
  • Inheritance Tax Protection

Business

Look after the people who are driving your company’s success

  • Key-Person Cover
  • Shareholder / Partnership Protection

Life Cover in Trust

Leave more for your loved ones

Compensate your friends and family sooner. By holding life cover in trust, you protect your beneficiaries from unnecessary inheritance tax and help avoid lengthy probate processes.

Setting up a trust is quick and easy, but deciding on the right trust can be more complicated – so getting advice sooner rather than later is crucial.

Key Person Insurance

Would your business suffer without its star player?

Key person protection insurance – also known as key man insurance or key person insurance – insures your business against the financial loss it would suffer if a key person should die or receive diagnosis of a specified critical illness.

The Financial Conduct Authority does not regulate taxation advice.

Get in touch

Can we help you with any Protection Insurance matters?
Please contact us today and we’d be very happy to start a conversation with you.

View our latest Protection Insurance blog posts

View our Protection Insurance testimonials

  • Howard, at Clear, has supplied financial services and advice for a wide circle of colleagues and close friends. His experience and knowledge shines through, and he is dedicated to supplying a top-notch solution for all clients.

    Fret WorkFret Work
  • So easy to talk to and straight forward advice

    VouchedFor UserVouchedFor User
  • Paul gave clear and helpful advice and support with prompt responses in a time-critical situation

    VouchedFor UserVouchedFor User
  • Paul listened carefully and was incredibly quick to answer all questions and suggest possible solutions. A very impressive and knowledgeable adviser Thank you.

    VouchedFor UserVouchedFor User
  • I contacted VouchedFor for a free initial consultation, and Paul contacted me quickly, in response. His manner was very friendly and professional - I felt very at ease talking to him. If I require further advice in the future, I would definitely consider contacting Paul.

    VouchedFor UserVouchedFor User
  • Very helpful and took onboard my needs of reaching out to a Financial Adviser. He took time to listen and give feedback on what my possible options were. I am currently digesting the advice/feedback he gave and Paul has kindly offered to assist me with the subject matter we discussed in a future call. I am grateful for Paul's time and patience. A very switched on individual and talked to me in terminology that I understood - didn't blind me with science, which was the result I had wished for.

    VouchedFor UserVouchedFor User
  • Paul quickly and simply discussed my issue and gave good advice on how to proceed.

    VouchedFor UserVouchedFor User
  • Howard helped arrange my life insurance, he was very patient, thorough and professional, and I wouldn't hesitate to recommend him.

    Stuart SmallksStuart SmallksBrentwood
  • I would highly recommend clear financial advice, very knowledgeable and professional at all times.

    Jo JonesJo JonesBrentwood
  • He had the answers I needed , I would use him again for any Financial issues.

    VouchedFor UserVouchedFor User
  • A lovely guy! Extremely helpful, kind and understanding.

    VouchedFor UserVouchedFor User
  • I am pleased to be able to refer clients to Howard Bullock because he has alot of experience in investment products and is able to provide professional and honest advice, He is there to help as opposed to just trying to sell products to gain a commission.

    Paul BoothPaul Booth
  • Cant thank you enough Howard ...very much appreciated, sound advise .. highly recommend

    Paul DadyPaul Dady
  • What were the circumstances that caused you to look for a financial adviser?

    Knowledge and experience

    How did Howard Bullock help you?

    First class service and advice from Howard and his team are always efficient and nice to deal with - as is Howard. I always recommend Howard to my clients and other associates.

    Have you seen the outcome you were hoping for?

    Yes without doubt

    What could they have done better?

    I cannot think how they could improve further.

    VouchedFor UserVouchedFor User
  • The Guys at Clearifa really know their market. They offer financial advise that is second to none. highly recommend.

    My Pool Direct Ltd.My Pool Direct Ltd.
  • Thank you very much. He was extremely helpful.

    VouchedFor UserVouchedFor User
  • This man will never be a politician. He answered my questions, clearly and without any BS. I would recommend this man without hesitation.

    VouchedFor UserVouchedFor User
  • Howard Bullock was an incredibly pleasant and informative chap. He clearly explained all of the details that were required to my wife and I, and we made an informed decision. We are very pleased with the savings that we made and the services provided by Howard and his company Clear Financial advice and I would highly recommend him to anyone else.

    Scott GriffithsScott GriffithsBrentwood
  • Howard is very warm and personable, his vast wealth of financial expertise is the reason my family and I will be using him and his accomplished team going forward. Would highly recommend.

    VouchedFor UserVouchedFor User
  • Excellent service, Clear Financial advice really do give clear financial advice. Would highly recommend.

    Kim Redwood-LeeKim Redwood-LeeBillericay

Get complete peace of mind
with your very own free Financial Passport

There are many practical issues to manage when someone becomes seriously ill or passes away. Reassuringly, you can now document your family’s financial affairs in one place using our helpful Financial Passport.

find out more

Financial Passport from Clear Financial Advice