Inheritance Tax (IHT). All too often a subject that’s avoided.
Perhaps you’d rather not think so far into the future. You may fear conversations will be labelled as grasping, or believe that inheritance planning will automatically limit access to capital or assets.
At Clear Financial Advice, we’ll create clarity around the issue. Help you to dispel financial myths, develop an accurate understanding of inheritance tax, and find an appropriate balance for you.
This is important, because addressing inheritance tax is one of the simplest steps you can take to protect the wealth you’ve worked so hard to accumulate.
We’ll scrutinise whether you’ll pay inheritance tax and help you to find a pragmatic way to address it:
The result is inheritance tax planning that’s rigorous, objective and fit for purpose.
More for your loved ones
By holding life cover in trust, you protect your beneficiaries from inheritance tax and help avoid probate.
Setting up a trust is quick and easy, but deciding on the right trust can be more complicated.
Howard explains what he is going to do in a calm, confident and readily understandable way. He is excellent at explaining exactly what he is proposing to do and how much it is going to cost. Whatever I wish to discuss with Howard, he has the ability to give all the reassurance I need.
Howard clearly explains to you the reasoning behind his decisions . He is really helpful in assisting you in making the right decisions on investing safely by providing information on fund I choose but also providing alternatives that I might like to think about. He is also proactive in his approach to safeguarding my investments.
I found Paul not to be pushy and explained the various options we could have with full illustrations. He always had plenty of time for our questions.Would 100% recommend him.
When, like me, your investment knowledge is limited the first things you want from an IFA is someone whose honesty, experience and advice you feel you can trust. If after that you get to like them as a person who shares similar values with you, as I have and do, then the association should prove to be fruitful. I recommended Paul to both my sons when they needed mortgage advice and would not hesitate to recommend him to others.
I initially spoke to Howard in 2011 regarding some funds we had sitting in a savings account earning little or no interest. As my knowledge of investments was limited Howard explained everything clearly so I totally understood where and why it would be a good idea to invest my money in certain areas. He gave us variousWe were told what the costs were in total prior to signing any paperwork so that we knew exactly what we were paying for.Since then I have used the services of Howard Bullock on several occasions and would have no hesitation in recommending him and already have done.
Paul has proved to be approachable, responsive and willing to go the extra mile. These are difficult times to find a decent return on savings and investments and my final judgement of Paul will be based on the return we receive over a period of 3 to 5 years. From my dealings with Paul I have formed a positive view of his ability and I would be happy to recommend him to others. His patience and tolerance of my many uninformed questions has been greatly appreciated.