At Clear Financial Advice, we know that life is full of uncertainty and, no matter how well you plan, there is always the chance that things won’t work out as you hoped. In everyday life you adapt to deal with the unexpected and move on, but what if circumstances mean that your plans for retirement…
At Clear Financial Advice, we frequently speak with new clients who own their own business, and it’s not uncommon for them to tell us that “my business is my pension”. Having spent years nurturing their business, working long hours, making sacrifices and shouldering the responsibility and uncertainty which running a business can bring, it’s a…
Recent changes announced by the government to the state pension will result in nearly six million people currently in their forties having to wait longer until they can retire. This is a development which has raised concerns over the dependability of the state pension. For many, the State Pension makes up the lion’s share of…
Two of the biggest concerns faced by workers when they reach their 50s and 60s are those of achieving job satisfaction and a work/life balance. Recent studies have offered fresh insight into the reasons behind these issues and the best ways to tackle them. One study conducted by economists at the University of Southern California…
A recent study has revealed that people who seek financial advice from an independent financial adviser (IFA) are on average £40,000 better off than those who don’t. The Research The research has come from leading think-tank the International Longevity Centre. They stated that both the ‘affluent’ group – wealthier people more likely to own their…
