Why you should look on the bright side of life
Are you a glass-half-full person? While some people dismiss optimism as naivety or a tendency to overlook the challenges of…
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3 reasons why pension consolidation could boost your retirement income
Increasingly, UK savers are losing track of their pensions. In October 2024, research by Pensions UK found that the total…
Trick or treat: The “tricks” a financial plan could help you avoid
Taking control of your finances can be frightful. Complex rules that are easy to overlook could mean you fall for…
How a cashflow model can turn retirement anxiety into excitement
Retiring should be a milestone you look forward to. It’s a chance to spend your time how you want and…
Phasing into retirement: The flexible options you might consider
Traditionally, you’d go from full-time employment to retirement on a set date. Now, more workers are embracing retirement flexibility and…
Investment market update: September 2025
There were ups and downs for investors during September 2025, with disappointing economic data dampening the market at times. However,…
The joy of anticipation: How financial planning generates wellbeing
This guest blog was written by Chris Budd, who wrote the original Financial Wellbeing Book as well as The Four…
How to prepare your loved ones for the “great wealth transfer”
Passing on your wealth to loved ones could transform their lives and mean they have more opportunities in the future.…
Impact portfolios: What are they and why do they often defy recessions?
Research published in April 2025 by the FTAdviser suggests that impact investment portfolios could be well-positioned to defy recessions. Read…
5 powerful Warren Buffett lessons that could benefit ordinary investors
After more than five decades at the helm of Berkshire Hathaway, legendary investor Warren Buffett has announced he’s retiring at…
The age you can access your pension may rise. Could it affect your retirement?
In April 2028, the age you can usually access your pension, known as the “normal minimum pension age” (NMPA), will…
Investment market update: June 2025
Trade tariffs continued to affect investment markets in June 2025, though uncertainty did start to ease. However, rising tensions in…
Getting things in order
We seldom ponder our own mortality. ‘Life is for living’ and considering our own demise goes somewhat against human nature.…
Should I have a Plan B?
At Clear Financial Advice, we know that life is full of uncertainty and, no matter how well you plan, there…
My business is my pension!
At Clear Financial Advice, we frequently speak with new clients who own their own business, and it’s not uncommon for…
5 employee benefits that Millennials want
Millennials or “Generation Y” represent an increasing share of the workforce, expecting to exceed a third by 2020¹ This younger…
State Pension update 2019: essential reading for the under 50s
Recent changes announced by the government to the state pension will result in nearly six million people currently in their…
How to combine work/life balance, job satisfaction and retirement
Two of the biggest concerns faced by workers when they reach their 50s and 60s are those of achieving job…
Could you live for a week on Statutory Sick Pay?
Statutory Sick Pay in the UK is £88.45 per week. But how far does that really stretch – especially with…
Mental Health – 3 Reasons why this should be on an employer’s radar
Mental Health is a growing concern in today’s workplace – gaining regular coverage in the news and media. The CentreForum…
Financial Advice – People who receive this are £40K better off?
A recent study has revealed that people who seek financial advice from an independent financial adviser (IFA) are on average…
How employee benefits can help engage your staff
Ensuring your employees are engaged is vitally important for the success of any business. But how can companies keep their…